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Charles "Chuck" Finzer

Tallest Realtor In Anthem - Realtor - Forever Agent
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The Top Indicator if You Want To Know Where Mortgage Rates Are Heading

By Keeping Current Matters - February 08, 2022
Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because any increase in mortgage rates changes what a purchaser

Why a Move Could Bring You More Happiness This Year

By Keeping Current Matters - February 01, 2022
Over the past two years, we’ve lived through one of the most stressful periods in recent history. Because of the health crisis, many of us have spent more time at home and that’s led us to re-evaluate both what we need in a house and how much we appreciate having a safe space. If you’ve found your current home isn’t filling all your needs, you may be wondering if it&rsqu

Why Pre-Approval Is Key for Homebuyers in 2022

By Keeping Current Matters - January 25, 2022
  You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an offer. He

Sellers: Don't Wait Until Spring To Make Your Move

By Keeping Current Matters - January 18, 2022
    As you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want to know you’re making a good investment when you buy your new home. What you may not realize is, that opportunity to get the best

Expert Insights on the 2022 Housing Market

By Keeping Current Matters - January 04, 2022
  As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the experts. Here’s a look at what they say we can expect in 2022. Odeta Kushi, Deputy Chief Economist, First American:

When a House Becomes a Home

By Keeping Current Matters - December 28, 2021
  It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important. No matter the living space, the feeling of a home means different things to different people. Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can be more importa

The Average Homeowner Gained $56,700 in Equity over the Past Year

By Keeping Current Matters - December 21, 2021
    When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. Here’s a look at what equity is and why it matters. For a home

Advice for First-Generation Homebuyers

By Keeping Current Matters - December 14, 2021
  The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says: “Achievin

Why It Just Became Much Easier To Buy a Home

By Keeping Current Matters - December 07, 2021
    Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that come with rising home equity. At the same time, many current homeowners have decided their house no longer meets their n

Home Is Where the Heart Is More than Ever This Year

By Keeping Current Matters - November 30, 2021
    There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership has a whole new meani

Don’t Believe Everything You Read: The Truth Many Headlines Overlook

By Keeping Current Matters - November 23, 2021
  There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise. With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that bad news sells. Unfortunately, we’ll continue to see a rash of trouble

Sellers: You’ll Likely Get Multiple Strong Offers This Season

By David Childers - November 16, 2021
Are you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they really want your house. Here’s why selling this winter is a win for you. Today’s buyers are still dealing wit

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